International Private Medical Insurance
Whether you’re a business with international employees or an individual living abroad, our plan has you covered. Get personalized advice from experts and benefit from our trusted global network of providers.
Raffles Health Insurance
Administered by: BUPA Global
Lifeline has three levels of cover – Essential, Classic and Gold – as well as options for extra international assistance and a choice of deductibles to help you to select the cover you need to match your budget.
Choose your level of cover
Essential
Essential in-patient cover for overnight and day-case treatment in hospital
Overall annual maximum: SGD 4,450,000 / USD 3,200,000
Classic
Rich in-patient and out-patient cover with specialist medical treatment or diagnosis benefits, plus health screening.
Overall annual maximum: SGD 6,650,000 / USD 4,800,000
Gold
The most comprehensive in-patient and out-patient plan in the Lifeline range with unlimited annual maximum.
Overall annual maximum: Unlimited
Key Benefits | Gold | Classic | Essential |
Annual Limit | Unlimited | US$4,800,000 | US$3,200,000 |
Area of Cover | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA |
Inpatient | Yes | Yes | Yes |
Outpatient | Yes | Yes (with sublimits) | No |
Health Check | *Yes (1 year waiting period) | *Yes (1 year waiting period) | No |
Emergency Evacuation & Repatriation | Optional | Optional | Optional |
Find out more
View / Download Brochure >
An expandable health plan for at home and abroad
This plan gives you the flexibility to match your health insurance to the needs and lifestyle of you and your family, along with direct access to premium services and medical providers – at home and wherever in the world you choose to be treated.
- Customisable plan to suit your specific health needs
- Critical illness and cancer cover
- Direct access to specialist treatment without the need for a GP referral
- A choice of preventive care to help maintain your health
- Direct settlement with a large worldwide network of over 1.5 million providers
- Cover for pre-existing and chronic conditions subject to underwriting
Key Benefits | BWHO Full Preventative | BWHO Full Cover | BWHO Core Plus | BWHO Core Cover |
Annual Limit | US$2,890,000 | US$2,890,000 | US$2,890,000 | US$2,890,000 |
Area of Cover | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA | Worldwide excl USA |
Inpatient | Yes | Yes | Yes | Yes |
Outpatient | Optional | Optional | Optional | Optional |
Dental | Optional | Optional | Optional | Optional |
Health Check | Optional | Optional | Optional | Optional |
Find out more
View / Download Brochure >
Allianz
Individual Medical Insurance in Singapore
Singapore Premier Individual Maximum Plan Benefit | Singapore Club Individual Maximum Plan Benefit | Singapore Classic Individual Maximum Plan Benefit | |
Type of room | Private Room | Private Room | Private Room |
In-patient / Daycare | |||
Oncology In-patient, day-care and out-patient treatment and personal oncology case manager services. | |||
Medical evacuation *info | |||
Nursing at home or in a convalescent home Immediately after or instead of hospitalisation | $5,740/SGD7,500 | $3,820/SGD5,000 | $3,375/SGD4,400 |
Preventative surgery In-patient and out-patient treatment | $40,500/SGD53,000 | $27,000/SGD35,100 | X |
Find out more
View / Download Brochure >
Singapore Premier Individual | Singapore Club Individual | Singapore Classic Individual | |
Out-patient plan | |||
Dental plan | |||
Repatriation plan | |||
Maternity plan | X |
Find out more
View / Download Brochure >
Find the answers to our most commonly asked questions about the nature of our cover and how we protect members globally.
Do you Cover Pre-Existing Conditions?
- We generally cover pre-existing conditions (including pre-existing chronic conditions), unless we say otherwise in writing before policy inception. If your underwriting terms are moratorium,there will be a 24 months waiting period before claims for any pre-existing medical conditions may become eligible. Once you’ve completed a continuous 24-month period after your start date, your pre-existing medical condition may be covered, provided that you’ve not had symptoms, needed or received treatment, medication, a special diet or advice, or had any other indications of the condition.
If I Travel outside of singapore am I covered for medical emergencies?
- You will be covered on an emergency basis if you are on a short term visit outside of Singapore. For example, if you are on holiday in the Egypt, but have purchased a Worldwide Excluding Egypt plan – There is cover for emergencies in Egypt for a maximum of 42 days (for trips of a maximum period of six weeks – unlimited number of trips). Please see our Benefit Guide for general terms & conditions.
I am Planning a move to Singapore. Which geographical area does the International health Insurance cover?
- We offer international health insurance plans in multiple areas – please check your Insurance Certificate to confirm which one applies to you.
For example, if your area of cover is “Worldwide”, this means that your cover will be valid everywhere in the world. If your area of cover is “Singapore”, then your cover will be valid everywhere in Singapore. - *Our policies don’t provide any cover or benefit for any business or activity to the extent that either the cover or benefit or the underlying business or activity would violate any applicable sanction law or regulations of the United Nations, the European Union or any other applicable economic or trade sanction law or regulations. The areas of cover are subject to your policy terms and conditions.