HSBC Insurance Products
SmartCare Optimum Enhanced offers you a wide range of benefits to cover all your everyday healthcare needs. These plans provide comprehensive Hospitalization, General Practitioner and Specialist Cover.
What is Covered
- High Annual Limit
- High coverage of up to S$1 million per year.
- Outpatient General Practitioner & Specialist Cover
- Includes consultation charges, treatment at an A&E department, diagnostic plans and medical tests.
- Pediatrician Visits
- Waiver of GP referral letter for child below 36 months.
- Reimburses you in full
- Full reimbursement for eligible medical expenses up to the policy annual limit.
- Major Organ Transplant
- Covers charges for transplantation of major organs including the kidneys, heart, liver, lung or bone marrow by surgery from a human donor.
Eligibility And Options:
- Entry Age:
- Adult: From 18 years old to 65 years old (Next Birthday)
- Child: 15 days old to 18 years old (Next Birthday)
- Maximum Renewable Age
- Adult: 80 years old (Age Next Birthday)
- Child: 25 years old (Age Next Birthday)
Liberty Insurance Products
Coverage Limit: Max limit each injury
- Insured and Legal Spouse below 65 years old and children (unmarried and unemployed) between 15 days old and below 18 years old
- Proposal for children must include at least one parent and the choice of plan for the child must be equal to that of the parent(s)
- Remarks: Employment Pass Holders, Student Pass Holders, Dependent Pass Holders and Work Permit Holders must supply a copy of their respective pass or work permit and a bona fide residential address in Singapore
Area Coverage: Worldwide
- Surgical Fees including operation fees and post-operative care for up to a minimum of 91 days
- Hospital Miscellaneous Services
- Diagnostic Services
- Emergency Outpatient Accidental Treatment
- Ambulance Fees