- 24-hour Emergency Assistance in the event of accident.
- Coverage for loss or damage to your vehicle due to accident, fire or theft.
- Coverage for damage to third party property and death or injury to third party
- Coverage for towing services due to accident
- Coverage for damage as a result of flood.
- Unlimited windscreen cover.
- Personal accident benefit and medical expenses coverage in the event of accident.
- 5% Offence Free Discount (OFD) will be granted automatically if NCD is 30% and above.
- Enjoy Loyalty Discount on Renewal.
- Credit card installment applicable for selected Bank.
1. Vehicle repair at your preferred motor workshop
2. Vehicle repair at approved workshop assigned by Sompo
3. Loss or damage to your vehicle due to accident
(up to market value at time of loss or damage)
4. Loss or damage to your vehicle due Fire or Theft
(up to market value at time of loss or damage)
5. Damage to third party property
(Up to S$5,000,000)
6. Death or Injury to third party
7. Windscreen Cover
(Unlimited replacement with applicable excess indicated in Policy Schedule)
8. Personal Accident Cover
(up to S$50,000)
Protect your No Claim Discount (NCD) by paying an additional premium. Applicable to 10% NCD and above.
Loss of Use
You will receive S$50 per day from the first day of accident repair, up to maximum 7 days.
Waiver of Excess
This Waiver of Excess benefit is limited to 1 accident claim per policy year and not applicable to Additional Excess as indicated in the Policy Schedule.
Premium differs by type of coverage and plan selected, the most affordable being the Third Party coverage because of the basic coverage offered. If you are looking for widest range of benefits, check out our Comprehensive preferred workshop plan as it allows for repair to be carried out at your preferred workshop.
- Minimum 1 year of driving experience in Singapore
- Not more than 1 claim for the past 3 years
- Total claim amount not exceeding S$30,000 for the past 3 years
Will I enjoy any discount upon renewal?
You will automatically enjoy 5% loyalty discount for renewal.
Can I add in additional driver during policy term?
Yes, additional pro-rated premium may be charged depending on the profile of the driver. You can write in to us with the following details; NRIC, Date of Birth, Gender, Marital Status, Occupation, Driving Experience, Relationship to Policyholder and any claims experience in past 3 years.
Can I transfer my No Claim Discount (NCD) Protection to another insurer?
This is not possible, as NCD Protection is specific to existing insurer and is not transferrable to another insurer.
- Statement Pursuant to Section 25(5) of the Insurance Act. You are to disclose on this Proposal Form fully and faithfully all the facts which you know or ought to know, otherwise the policy issued hereunder may be void.
- Please note that this insurance is subject to the premium being paid and received in full by the Company (a) before the inception date where the Policy is to be issued to an Individual; or (b) within the period specified in the Premium Payment Warranty applied to the Policy in all other instances, failing which there will be no liability under this cover.
- The liability of the Company does not commence until this proposal is accepted.
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
- 24/7 roadside assistance
- Loss of use benefit for up to 5 days in the event of accident repairs
- S$50,000 personal accident cover for you while driving your car
- S$1,000 medical expenses reimbursements per accident for the insured, authorised driver and passengers
- Waiver of basic excess
We have got your needs covered
Compare our plans in detail, you’ll definitely find something that suits you
Scope of Cover/Type of Cover
Third-party, Fire & Theft
Your car, accessories & spare parts
Accidental loss or damage by fire
Loss or damage by theft
Accidental loss or damage by other
Accidental loss or damage to windscreen
Your legal liability
Death or bodily injury to third party
Loss or damage to third party property
Your legal costs and expenses
Towing to repairer or place of safety
up to S$300
Personal accident benefits for you
up to S$50,000
Medical expenses for you and your
up to S$1,000 per person
Legal aid for defending third party bodily
up to S$3,000
Waiver of basic excess
Loss of Use (Rental car up to 5 days 1.6L)
The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.